Cov txheej txheem:
- Dab tsi yog ob hom kev pov hwm tsis muaj pov hwm / tsis muaj pov hwm pov hwm?
- Cov neeg tsav tsheb tsis muaj pov hwm them nqi dab tsi?
- Is UIM underinsured los yog UM?
- Yuav ua li cas yog tias ib tug neeg tsis muaj ntawv pov hwm?
Video: Puas yog tus tsav tsheb tsis muaj ntawv pov hwm zoo ib yam li tsis muaj ntawv pov hwm?
2024 Tus sau: Fiona Howard | [email protected]. Kawg hloov kho: 2024-01-10 06:38
Kev tuav pov hwm tus neeg tsav tsheb tsis muaj pov hwm tiv thaiv koj yog tias koj raug xwm txheej tus neeg tsav tsheb tsis raug uas tsis muaj kev tuav pov hwm kev lav phib xaub. Tsis muaj kev pov hwm tus neeg tsav tsheb tau txais kev pab cuam nyob rau hauv thaum koj raug xwm txheej nrog tus neeg tsav tsheb ua txhaum uas nws lub luag haujlwm txwv tsis pub dhau los them cov nqi kho mob ntawm cov neeg raug mob.
Dab tsi yog ob hom kev pov hwm tsis muaj pov hwm / tsis muaj pov hwm pov hwm?
Tus neeg tsav tsheb tsis muaj pov hwm (UM) thiab tsis muaj ntawv pov hwm tsav tsheb (UIM) yuav them koj cov nqi kho mob thiab cov nqi kho tsheb mus txog qhov txwv tsis pub dhau. Ob hom kev pov hwm tus neeg tsav tsheb tsis muaj kev pov hwm yog kev raug mob ntawm lub cev (UMBI) thiab khoom puas tsuaj (UMPD).
Cov neeg tsav tsheb tsis muaj pov hwm them nqi dab tsi?
Cov neeg tsav tsheb tsis muaj pov hwm tiv thaiv koj los ntawm kev poob yog tias tus neeg tsav tsheb tsis muaj pov hwm ntaus koj Cov txiaj ntsig tsis muaj pov hwm tsheb yog ib qho kev xaiv los ntawm ntau lub tuam txhab tuav pov hwm tsheb. Nws muab kev tiv thaiv yog tias tus neeg tsav tsheb tsis muaj ntawv pov hwm koom nrog kev sib tsoo nrog koj lub tsheb thiab yog 100% ntawm qhov txhaum.
Is UIM underinsured los yog UM?
Kev tuav pov hwm tus neeg tsav tsheb tsis muaj kev pov hwm (UM) muab kev pab them nqi thaum lwm tus neeg tsav tsheb ua txhaum ntawm kev sib tsoo tsheb thiab tsis muaj kev lav phib xaub. Tus neeg tsav tsheb tsis muaj ntawv pov hwm kev pab them nqi (UIM) siv tau thaum tus tsav tsheb tsis raug cai tsis muaj kev pab them nqi txaus los them rov qab rau koj.
Yuav ua li cas yog tias ib tug neeg tsis muaj ntawv pov hwm?
Thaum ib tug neeg muaj kev huam yuaj uas tsis yog lawv qhov txhaum, thiab lwm tus neeg tsav tsheb tsis muaj ntawv pov hwm txaus los them cov kev puas tsuaj, kev pov hwm tsis muaj pov hwm tau ncaws tawm. … Lwm tus tsav tsheb muaj kev pov hwm them nyiaj tsuas yog $100,000 xwb.
Pom zoo:
Puas muaj leej twg tsav kuv lub tsheb yog tias nws muaj ntawv pov hwm?
Kuv daim ntawv faj seeb tsheb puas them rau lwm tus tsav tsheb? Feem ntau, yog - koj daim ntawv pov hwm tsheb yuav tsum txuas ntxiv rau lwm tus neeg tsav tsheb… Yog li yog tias koj qiv koj lub tsheb rau koj tus phooj ywg zoo, koj tus muam lossis koj tus kwv tij thib ob, koj daim ntawv pov hwm feem ntau feem ntau cov ntawv pov hwm uas yuav them thaum muaj xwm txheej .
Puas pov hwm kev lav phib xaub puas them rau tus neeg tsav tsheb tsis muaj ntawv pov hwm?
Kev tsis muaj pov hwm tus neeg tsav tsheb yog hom kev lav phib xaub pib. Nws tuaj yeem pab them koj cov nuj nqis yog tias koj raug xwm txheej tshwm sim los ntawm ib tus neeg tsis muaj ntawv pov hwm tsheb, lossis yog tias koj raug mob los ntawm tus neeg tsav tsheb tsoo .
Muaj pes tsawg tus neeg tsav tsheb tsis muaj pov hwm hauv uk?
Raws li MIB, muaj ncig 1 lab tus neeg tsav tsheb tsis muaj pov hwmntawm txoj kev UK. Nws tau kwv yees tias txhua peb hnub ib tus neeg muaj xwm txheej cuam tshuam nrog tus neeg tsis muaj ntawv pov hwm lossis 'ntaus thiab khiav' tus tsav tsheb .
Thaum twg tsis muaj kev pov hwm tus neeg tsav tsheb tau thov?
Kev tuav pov hwm tus neeg tsav tsheb tsis muaj pov hwm tiv thaiv koj yog tias koj nyob hauv xwm txheej nrog tus neeg tsav tsheb ua txhaum uas tsis nqa daim ntawv pov hwm kev lav phib xaub. Tsis muaj kev pov hwm tus neeg tsav tsheb tau txais kev pab cuam nyob rau hauv thaum koj raug xwm txheej nrog tus neeg tsav tsheb ua txhaum uas nws lub luag haujlwm txwv tsis pub dhau los them cov nqi kho mob ntawm cov neeg raug mob .
Lub xeev twg xav tau kev pov hwm tsav tsheb tsis muaj kev pov hwm?
Neev kaum ob txoj cai lij choj xav tau kev pov hwm tus neeg tsav tsheb tsis muaj kev pov hwm (UM): Connecticut, Cheeb Tsam ntawm Columbia, Illinois, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Oregon, South Carolina, South Dakota, Vermont, Virginia, West Virginia … Lub xeev twg tsis xav kom koj muaj tsheb pov hwm?
