Koj raug tso cai txiav se tawm rau qee hom kev them nyiaj paj, tab sis hmoov tsis, credit card paj tsis yog ntawm lawvTus lej se qhia cov paj laum uas koj them rau credit cards raws li "tus kheej cov paj laum," ib pawg uas tsis tau txiav tawm txij li xyoo 1980s.
Puas credit card paj paj txiav tawm ntawm Teem C?
Koj tuaj yeem txiav tawm cov paj laum ntawm $ 400 (40% x $ 1, 000) ntawm Lub Sijhawm C. Qhov no ntxiv rau lwm cov paj laum uas koj tau them rau lwm yam kev qiv nyiaj ntsig txog kev lag luam. Qhov seem $600 ntawm koj daim credit card paj tsis raug txiav tawm vimnws yog tus nqi siv tus kheej.
Tus paj laum twg yog txiav tawm ntawm se?
Cov paj laum uas tau txiav se tawm suav nrog cov paj paj rau ob qho tib si thawj thiab thib ob (tsev vaj huam sib luag) mortgages, paj paj rau cov peev txheej, cov nyiaj qiv tub kawm ntawv, thiab cov paj laum ntawm qee qhov kev qiv nyiaj lag luam, suav nrog daim npav lag luam.
Puas yog paj ntawm kab ntawm cov se txiav tawm?
Npaj rau HELOC lossis qiv nyiaj qiv nyiaj hauv tsev yog txiav tawm yog tias koj siv nyiaj rau kev kho dua tshiab rau koj lub tsev - kab lus yog "yuav, tsim, lossis txhim kho ntau yam." Yuav kom txiav tawm, cov nyiaj yuav tsum tau siv rau ntawm cov cuab yeej uas nws qhov ncaj ncees yog qhov nyiaj qiv.
Puas credit card paj paj yog ib qho kev tso cai?
Nws yog ib qho tseem ceeb uas yuav tsum nco ntsoov tias yog tias koj thov se rau daim npav rho nyiaj, nws yog tsuas yog cov paj laum uas cuam tshuam nrog kev siv nyiaj lag luam uas yog tus nqi tso cai. Muaj daim npav rho nyiaj rau kev yuav khoom lag luam nkaus xwb yuav ua rau nws yooj yim dua los xam cov paj laum uas koj tau them dhau xyoo se.
