Feem ntau, cov ntaub ntawv raug tsis tuaj yeem raug tshem tawm ntawm daim ntawv tshabxo nuj nqi … Cov ntaub ntawv tsis zoo ntawm tus account, xws li kev them nyiaj lig thiab cov nqi them tawm "Chaw tawm" txhais tau tias tus neeg qiv nyiaj tau sau koj tus as khauj tawm ntawm lawv cov nyiaj tau los ua qhov poob , thiab nws raug kaw rau cov nqi them yav tom ntej. Thaum ib tus as khauj qhia txog cov xwm txheej ntawm "them tawm," nws txhais tau tias tus account raug kaw rau kev siv yav tom ntej, txawm tias cov nuj nqis tseem tshuav. https://www.experian.com › blogs › what-does-charge-off-mean
Dab tsi "Qhib tawm" txhais tau li cas ntawm Daim Ntawv Teev Nyiaj Txiag - Experian
nyob twj ywm hauv daim ntawv tshaj tawm rau 7 xyoo txij li hnub ua txhaum cai qub.
Kuv tuaj yeem tau txais cov lus tsis zoo tshem tawm ntawm kuv daim ntawv tshabxo nuj nqi li cas?
Yuav Ua Li Cas Tshem Tawm Cov Khoom Tsis Zoo Los Ntawm Kev Tshaj Tawm Txog Koj Tus Kheej
- Tau qhov kev tsis txaus siab nrog lub koom haum qhia txog credit. …
- Tau qhov kev tsis txaus siab ncaj qha nrog kev tshaj tawm kev lag luam. …
- Sib tham "them-rau-nrho" nrog tus neeg qiv nyiaj. …
- Xa kev thov rau "kev siab zoo tshem tawm" …
- Nyob qhov kev pab kho credit. …
- Ua hauj lwm nrog lub koom haum pab tswv yim credit.
Kuv yuav ua li cas tshem tawm cov khoom tsis zoo ntawm kuv daim ntawv tshabxo nuj nqi ua ntej 7 xyoo?
Yuav ua li cas tshem tawm cov khoom tsis txaus ntseeg los ntawm daim ntawv tshabxo nuj nqi ua ntej 7 xyoo
- Kev tsis pom zoo nrog TransUnion, Equifax, thiab Experian ("Bureaus")
- Kev tsis sib haum xeeb ncaj qha nrog cov neeg qiv nyiaj qub ("OCs")
- Xa ib tsab ntawv luv Goodill rau txhua tus neeg qiv nyiaj.
- Tshaj tawm "Xa Rau Rho Tawm" kom tshem tawm qhov tsis zoo.
Cov chaw lis haujlwm puas tuaj yeem tshem tawm qhov tsis zoo?
Ib qho tseem ceeb uas yuav tsum nco ntsoov yog credit bureaus tsis tshem tawm cov ntaub ntawv tsis zoo los ntawm koj daim ntawv tshaj tawm … muab them koj tus as khauj tag nrho hauv kev sib pauv kom muaj cov ntaub ntawv tsis zoo raug tshem tawm.
Nws siv sijhawm ntev npaum li cas rau cov lus tsis zoo kom tshem tawm ntawm koj qhov credit?
Lub sijhawm ntev ntawm cov ntaub ntawv tsis zoo tuaj yeem nyob hauv koj daim ntawv tshabxo nuj nqi yog tswj hwm los ntawm tsoomfwv txoj cai lij choj hu ua Fair Credit Reporting Act (FCRA). Cov ntaub ntawv tsis zoo feem ntau yuav tsum raug muab tshem tawm tom qab xya xyoo.
