Cov txheej txheem:
- Kuv tuaj yeem tau txais cov lus tsis zoo tshem tawm ntawm kuv daim ntawv tshabxo nuj nqi li cas?
- Kuv yuav ua li cas tshem tawm cov khoom tsis zoo ntawm kuv daim ntawv tshabxo nuj nqi ua ntej 7 xyoo?
- Cov chaw lis haujlwm puas tuaj yeem tshem tawm qhov tsis zoo?
- Nws siv sijhawm ntev npaum li cas rau cov lus tsis zoo kom tshem tawm ntawm koj qhov credit?
Video: Cov lus tsis zoo puas raug tshem tawm ntawm daim ntawv tshabxo nuj nqi?
2024 Tus sau: Fiona Howard | [email protected]. Kawg hloov kho: 2024-01-10 06:38
Feem ntau, cov ntaub ntawv raug tsis tuaj yeem raug tshem tawm ntawm daim ntawv tshabxo nuj nqi … Cov ntaub ntawv tsis zoo ntawm tus account, xws li kev them nyiaj lig thiab cov nqi them tawm "Chaw tawm" txhais tau tias tus neeg qiv nyiaj tau sau koj tus as khauj tawm ntawm lawv cov nyiaj tau los ua qhov poob , thiab nws raug kaw rau cov nqi them yav tom ntej. Thaum ib tus as khauj qhia txog cov xwm txheej ntawm "them tawm," nws txhais tau tias tus account raug kaw rau kev siv yav tom ntej, txawm tias cov nuj nqis tseem tshuav. https://www.experian.com › blogs › what-does-charge-off-mean
Dab tsi "Qhib tawm" txhais tau li cas ntawm Daim Ntawv Teev Nyiaj Txiag - Experian
nyob twj ywm hauv daim ntawv tshaj tawm rau 7 xyoo txij li hnub ua txhaum cai qub.
Kuv tuaj yeem tau txais cov lus tsis zoo tshem tawm ntawm kuv daim ntawv tshabxo nuj nqi li cas?
Yuav Ua Li Cas Tshem Tawm Cov Khoom Tsis Zoo Los Ntawm Kev Tshaj Tawm Txog Koj Tus Kheej
- Tau qhov kev tsis txaus siab nrog lub koom haum qhia txog credit. …
- Tau qhov kev tsis txaus siab ncaj qha nrog kev tshaj tawm kev lag luam. …
- Sib tham "them-rau-nrho" nrog tus neeg qiv nyiaj. …
- Xa kev thov rau "kev siab zoo tshem tawm" …
- Nyob qhov kev pab kho credit. …
- Ua hauj lwm nrog lub koom haum pab tswv yim credit.
Kuv yuav ua li cas tshem tawm cov khoom tsis zoo ntawm kuv daim ntawv tshabxo nuj nqi ua ntej 7 xyoo?
Yuav ua li cas tshem tawm cov khoom tsis txaus ntseeg los ntawm daim ntawv tshabxo nuj nqi ua ntej 7 xyoo
- Kev tsis pom zoo nrog TransUnion, Equifax, thiab Experian ("Bureaus")
- Kev tsis sib haum xeeb ncaj qha nrog cov neeg qiv nyiaj qub ("OCs")
- Xa ib tsab ntawv luv Goodill rau txhua tus neeg qiv nyiaj.
- Tshaj tawm "Xa Rau Rho Tawm" kom tshem tawm qhov tsis zoo.
Cov chaw lis haujlwm puas tuaj yeem tshem tawm qhov tsis zoo?
Ib qho tseem ceeb uas yuav tsum nco ntsoov yog credit bureaus tsis tshem tawm cov ntaub ntawv tsis zoo los ntawm koj daim ntawv tshaj tawm … muab them koj tus as khauj tag nrho hauv kev sib pauv kom muaj cov ntaub ntawv tsis zoo raug tshem tawm.
Nws siv sijhawm ntev npaum li cas rau cov lus tsis zoo kom tshem tawm ntawm koj qhov credit?
Lub sijhawm ntev ntawm cov ntaub ntawv tsis zoo tuaj yeem nyob hauv koj daim ntawv tshabxo nuj nqi yog tswj hwm los ntawm tsoomfwv txoj cai lij choj hu ua Fair Credit Reporting Act (FCRA). Cov ntaub ntawv tsis zoo feem ntau yuav tsum raug muab tshem tawm tom qab xya xyoo.
Pom zoo:
Puas yuav raug ntiab tawm ntawm kuv daim ntawv tshabxo nuj nqi?
Puas muaj kev tshem tawm hauv koj daim ntawv tshabxo nuj nqi? Kev ntiab tawm nws tus kheej yuav tsis tshwm rau ntawm koj daim ntawv tshabxo nuj nqi. Txawm li cas los xij, tus tswv tsev tuaj yeem xaiv nrhiav kev them nyiaj los ntawm kev muag koj cov nuj nqis rau lub chaw sau nqi .
Vim li cas thiaj yuav muab cov lus hais tawm ntawm daim ntawv tshabxo nuj nqi?
Raws li Txoj Cai Qhia Txog Nyiaj Txiag Ncaj Ncees (FCRA), koj muaj cai tawm tsam cov ntaub ntawv tsis raug ntawm koj daim ntawv tshaj tawm nrog rau lub chaw lis haujlwm lossis tus neeg qiv nyiaj. … Yog lawv txiav txim siab tias cov ntaub ntawv ntawm koj daim ntawv tshaj tawm tsis raug, lawv yuav tshem tawm tam sim ntawd thiab ceeb toom rau lwm lub chaw lis haujlwm .
Cov lus hais tsis zoo ntawm daim ntawv tshabxo nuj nqi?
Cov lus ceeb toom yuav tsis hloov koj cov qhab nia credit, vim tias lawv tsis yog qhov qhab nia suav nrog cov algorithm. Yog tias koj qhov qhab nia hloov nws yog vim lwm qhov . Puas yog lo lus zoo lossis tsis zoo ntawm daim ntawv tshabxo nuj nqi?
Puas yog daim ntawv xauj tsev qhia ntawm daim ntawv tshabxo nuj nqi?
Thaum koj xauj tsheb, koj yuav tau them nyiaj txhua hli tas rau lub sijhawm ntawm daim ntawv cog lus xauj tsev. Raws li nrog kev qiv nyiaj pib, tus neeg qiv nyiaj yuav tshaj tawm koj cov nyiaj them txhua hli mus rau lub koom haum qhia txog qhov credit, thiab tus as-qhauj yuav tshwm rau ntawm koj daim ntawv tshabxo nuj nqi ua tus nqi them .
Puas tau txiav txim ib nrab txhais tau tias ntawm daim ntawv tshabxo nuj nqi?
Thaum koj txiav txim siab ib tus as-qhauj, nws qhov nyiaj tshuav raug coj mus rau xoom, tab sis koj daim ntawv tshabxo nuj nqi yuav qhia tias tus as-qhauj tau them tsawg dua li tag nrhoXa ib tus as-qhauj tsis them Nws tag nrho yog suav tias yog qhov tsis zoo vim tus neeg qiv nyiaj tau pom zoo ua qhov poob hauv kev lees txais tsawg dua qhov nws tshuav .
