Cov lus ceeb toom yuav tsis hloov koj cov qhab nia credit, vim tias lawv tsis yog qhov qhab nia suav nrog cov algorithm. Yog tias koj qhov qhab nia hloov nws yog vim lwm qhov.
Puas yog lo lus zoo lossis tsis zoo ntawm daim ntawv tshabxo nuj nqi?
Ib qho cim tsis zoo tuaj yeem cuam tshuam koj daim ntawv tshabxo nuj nqi kom zoo dua ntawm kaum xyoo, tab sis tseem muaj txoj hauv kev uas koj tuaj yeem ua haujlwm txhawm rau txhim kho koj qhov credit. Cov qhab nia derogatory yog negative, qhov taw qhia ntev ntev ntawm koj daim ntawv tshabxo nuj nqi uas feem ntau txhais tau tias koj tsis them rov qab qiv nyiaj raws li tau pom zoo.
Kuv yuav tshem tawm cov lus hais los ntawm kuv daim ntawv tshabxo nuj nqi li cas?
Hu rau tus neeg qiv nyiaj thiab tshwj xeeb nug rau lawv 'credit bureau department' Yog lawv tsis muaj ces nug tus thawj tswj. Qhia rau lawv paub tias koj tsis sib cav txog yam khoom no lawm thiab koj xav kom lawv sau ib qho ntawm qhov ntawd thiab lawv yuav tsum tshem tawm cov lus tsis txaus siab los ntawm credit bureaus.
Dab tsi zoo rau ntawm daim ntawv tshabxo nuj nqi?
Cov hom ntaub ntawv tsis zoo ntawm tus as-qhauj uas tuaj yeem tshwm sim hauv koj daim ntawv tshabxo nuj nqi suav nrog foreclosure, bankruption, repossession, charge-offs, settled accounts. Txhua qhov no tuaj yeem ua mob hnyav rau koj qhov credit rau xyoo, txawm tias mus txog kaum xyoo.
qhov qhab nia nruab nrab yog dab tsi?
Cov qhab nia nruab nrab hauv Tebchaws Meskas yog 698 , raws li VantageScore® cov ntaub ntawv los ntawm Lub Ob Hlis 2021. Nws yog lus dab neeg uas koj tsuas muaj ib qho qhab nia credit. Qhov tseeb, koj muaj ntau cov qhab nia credit. Nws yog ib lub tswv yim zoo los xyuas koj cov qhab nia credit tsis tu ncua.
