Cov txheej txheem:
- Puas yog lo lus zoo lossis tsis zoo ntawm daim ntawv tshabxo nuj nqi?
- Kuv yuav tshem tawm cov lus hais los ntawm kuv daim ntawv tshabxo nuj nqi li cas?
- Dab tsi zoo rau ntawm daim ntawv tshabxo nuj nqi?
- qhov qhab nia nruab nrab yog dab tsi?
Video: Cov lus hais tsis zoo ntawm daim ntawv tshabxo nuj nqi?
2024 Tus sau: Fiona Howard | [email protected]. Kawg hloov kho: 2024-01-10 06:38
Cov lus ceeb toom yuav tsis hloov koj cov qhab nia credit, vim tias lawv tsis yog qhov qhab nia suav nrog cov algorithm. Yog tias koj qhov qhab nia hloov nws yog vim lwm qhov.
Puas yog lo lus zoo lossis tsis zoo ntawm daim ntawv tshabxo nuj nqi?
Ib qho cim tsis zoo tuaj yeem cuam tshuam koj daim ntawv tshabxo nuj nqi kom zoo dua ntawm kaum xyoo, tab sis tseem muaj txoj hauv kev uas koj tuaj yeem ua haujlwm txhawm rau txhim kho koj qhov credit. Cov qhab nia derogatory yog negative, qhov taw qhia ntev ntev ntawm koj daim ntawv tshabxo nuj nqi uas feem ntau txhais tau tias koj tsis them rov qab qiv nyiaj raws li tau pom zoo.
Kuv yuav tshem tawm cov lus hais los ntawm kuv daim ntawv tshabxo nuj nqi li cas?
Hu rau tus neeg qiv nyiaj thiab tshwj xeeb nug rau lawv 'credit bureau department' Yog lawv tsis muaj ces nug tus thawj tswj. Qhia rau lawv paub tias koj tsis sib cav txog yam khoom no lawm thiab koj xav kom lawv sau ib qho ntawm qhov ntawd thiab lawv yuav tsum tshem tawm cov lus tsis txaus siab los ntawm credit bureaus.
Dab tsi zoo rau ntawm daim ntawv tshabxo nuj nqi?
Cov hom ntaub ntawv tsis zoo ntawm tus as-qhauj uas tuaj yeem tshwm sim hauv koj daim ntawv tshabxo nuj nqi suav nrog foreclosure, bankruption, repossession, charge-offs, settled accounts. Txhua qhov no tuaj yeem ua mob hnyav rau koj qhov credit rau xyoo, txawm tias mus txog kaum xyoo.
qhov qhab nia nruab nrab yog dab tsi?
Cov qhab nia nruab nrab hauv Tebchaws Meskas yog 698 , raws li VantageScore® cov ntaub ntawv los ntawm Lub Ob Hlis 2021. Nws yog lus dab neeg uas koj tsuas muaj ib qho qhab nia credit. Qhov tseeb, koj muaj ntau cov qhab nia credit. Nws yog ib lub tswv yim zoo los xyuas koj cov qhab nia credit tsis tu ncua.
Pom zoo:
Puas yuav raug ntiab tawm ntawm kuv daim ntawv tshabxo nuj nqi?
Puas muaj kev tshem tawm hauv koj daim ntawv tshabxo nuj nqi? Kev ntiab tawm nws tus kheej yuav tsis tshwm rau ntawm koj daim ntawv tshabxo nuj nqi. Txawm li cas los xij, tus tswv tsev tuaj yeem xaiv nrhiav kev them nyiaj los ntawm kev muag koj cov nuj nqis rau lub chaw sau nqi .
Vim li cas thiaj yuav muab cov lus hais tawm ntawm daim ntawv tshabxo nuj nqi?
Raws li Txoj Cai Qhia Txog Nyiaj Txiag Ncaj Ncees (FCRA), koj muaj cai tawm tsam cov ntaub ntawv tsis raug ntawm koj daim ntawv tshaj tawm nrog rau lub chaw lis haujlwm lossis tus neeg qiv nyiaj. … Yog lawv txiav txim siab tias cov ntaub ntawv ntawm koj daim ntawv tshaj tawm tsis raug, lawv yuav tshem tawm tam sim ntawd thiab ceeb toom rau lwm lub chaw lis haujlwm .
Cov lus tsis zoo puas raug tshem tawm ntawm daim ntawv tshabxo nuj nqi?
Feem ntau, cov ntaub ntawv raug tsis tuaj yeem raug tshem tawm ntawm daim ntawv tshabxo nuj nqi … Cov ntaub ntawv tsis zoo ntawm tus account, xws li kev them nyiaj lig thiab cov nqi them tawm "Chaw tawm" txhais tau tias tus neeg qiv nyiaj tau sau koj tus as khauj tawm ntawm lawv cov nyiaj tau los ua qhov poob , thiab nws raug kaw rau cov nqi them yav tom ntej.
Puas yog daim ntawv xauj tsev qhia ntawm daim ntawv tshabxo nuj nqi?
Thaum koj xauj tsheb, koj yuav tau them nyiaj txhua hli tas rau lub sijhawm ntawm daim ntawv cog lus xauj tsev. Raws li nrog kev qiv nyiaj pib, tus neeg qiv nyiaj yuav tshaj tawm koj cov nyiaj them txhua hli mus rau lub koom haum qhia txog qhov credit, thiab tus as-qhauj yuav tshwm rau ntawm koj daim ntawv tshabxo nuj nqi ua tus nqi them .
Vim li cas lexisnexis ntawm kuv daim ntawv tshabxo nuj nqi?
Vim li cas LexisNexis lossis Insurance Initiatives Ltd (IIL) ntawm kuv cov ntaub ntawv credit? A LexisNexis / IIL tshawb nrhiav hneev taw ntawm koj cov ntaub ntawv credit qhia tias tus neeg tuav pov hwm lossis tus broker tau thov LexisNexis / IIL txhawm rau tshawb xyuas koj cov ntaub ntawv nrog Lub Chaw Saib Xyuas Nyiaj Txiag ("
