Cov kev hloov pauv tshwm sim ib lub sijhawm yog tias cov tshuaj yog: Rov qab los ntawm kev ua lag luam; Hloov los ntawm cov tshuaj generic tshiab; los yog, kev txwv kev kho mob ntxiv, suav nrog, tab sis tsis txwv rau, kev tso cai ua ntej, txwv kom muaj nuj nqis lossis kev kho cov kauj ruam.
Ntau npaum li cas cov qauv hloov pauv?
Tseem muaj qee qhov xwm txheej uas tib yam khoom tuaj yeem ua los ntawm ob lossis ntau tus neeg tsim khoom, tab sis sib txawv ntawm tus nqi. Hauv cov xwm txheej no, tsuas yog cov khoom lag luam qis dua tuaj yeem raug them. Lub Formulary hloov tshiab ntau npaum li cas? Cov kev hloov pauv feem ntau tshwm sim ob zaug hauv ib xyoos
Vim li cas cov tshuaj hloov tiers?
Cov qauv muab faib ua theem, hu ua "tiers." Cov tiers yog raws li tus nqi ntawm cov tshuaj. Tus nqi koj them txhua zaus koj sau daim ntawv xaj yog nyob ntawm qib uas cov tshuaj nyob hauv.
Vim li cas kuv tus nqi xaj xaj pheej hloov pauv?
Koj puas paub tias tus nqi sib txawv ntawm lub tsev muag tshuaj mus rau lub tsev muag tshuaj rau tib cov tshuaj? Thiab, cov no tus nqi tuaj yeem hloov tau ntau zaus … Lawv tsuas yog yuav tsum nyob hauv ib qho kev txiav txim siab los ntawm hom tshuaj uas nws yog thiab kev pom zoo uas lawv muaj nrog koj qhov kev pab them nqi kho mob tshwj xeeb.
Puas yog tag nrho cov tshuaj formularies tib yam?
Ib txoj kev npaj cov npe tshuaj uas tau them yog hu ua "formulary," thiab txhua txoj kev npaj muaj nws tus kheej cov qauv. Ntau cov phiaj xwm muab tshuaj rau ntau qib, hu ua "tiers," ntawm lawv cov qauv. Cov tshuaj hauv txhua qib muaj tus nqi sib txawv. Piv txwv li, ib qho tshuaj hauv qib qis feem ntau yuav raug nqi koj tsawg dua cov tshuaj hauv qib siab dua.