Yog tias koj xav kom khov koj qhov credit, koj yuav tsum ua nws ntawm txhua qhov ntawm peb lub chaw qiv nyiaj loj: Equifax (1-800-349-9960), TransUnion (1-888-909-8872) thiab Experian (1-888-397-3742) Yog tias koj thov kom khov, nco ntsoov khaws cov passwords koj yuav tsum tau muab koj cov credit rau qhov chaw nyab xeeb.
Puas muaj qhov poob qis rau khov koj qhov credit?
Vim qhov credit freezes yog pub dawb thiab tsis cuam tshuam koj cov qhab nia credit, tsis muaj qhov poob qis rau kev ntsuas kev ruaj ntseg ntxiv. Koj tseem tuaj yeem tau txais kev tiv thaiv kev dag ntxias pub dawb uas kav ntev li ib xyoos, thiab cov neeg raug nyiag los ntawm tus kheej raug tiv thaiv rau xya xyoo.
Kuv yuav ua li cas khov kuv qhov credit ntawm kuv tus kheej?
Hu rau txhua qhov ntawm peb lub tuam txhab qiv nyiaj loj - Equifax, Experian thiab TransUnion - tus kheej kom khov koj qhov credit:
- Equifax: Hu rau 800-349-9960 lossis mus online. Tshawb xyuas peb cov kauj ruam dhau-kauj ruam Equifax credit freeze phau ntawv qhia.
- Experian: Hu rau 888-397-3742 lossis mus online. …
- TransUnion: Hu rau 888-909-8872 lossis mus online.
Puas khov koj qhov credit tiag tiag?
Ib qho credit freeze yuav tsis muaj kev cuam tshuam rau koj cov qhab nia credit, thiab nws yuav tsis cuam tshuam rau koj cov nyiaj qiv tam sim no. Txawm hais tias qhov credit freeze yuav tsis cuam tshuam koj cov qhab nia credit nyob rau hauv ib txoj kev, nws yuav cuam tshuam koj lub peev xwm kom tsim nyog rau qiv lossis credit card tshwj tsis yog koj thaw koj cov credit ua ntej xa koj daim ntawv thov.
Puas credit freeze ua rau koj qhov credit?
A credit freeze tsis ua rau koj cov qhab nia credit. Nws yuav tsis cuam tshuam koj cov qhab nia credit nyob rau hauv ib txoj kev. … Nws yog dawb los nqa lub freeze thiab tso nws dua thaum koj nkag mus rau koj qhov credit. Tiv thaiv tus tub sab los ntawm kev them nqi rau koj cov nyiaj uas twb muaj lawm.
