Puas puas raug suav nrog ibnr?

Cov txheej txheem:

Puas puas raug suav nrog ibnr?
Puas puas raug suav nrog ibnr?

Video: Puas puas raug suav nrog ibnr?

Video: Puas puas raug suav nrog ibnr?
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Anonim

Kev Losses - tag nrho cov nyiaj them poob haujlwm thiab cov nyiaj poob qis cuam tshuam nrog lub sijhawm tshwj xeeb, feem ntau yog xyoo txoj cai. Nws tsis yog ib txwm suav nrog qhov tshwm sim tab sis tsis tau tshaj tawm (IBNR) poob.

Yuav ua li cas poob suav nrog?

Feem ntau, qhov tshwm sim poob yog qhov nyiaj poob tiag tiag thiab qhov tsis txaus ntseeg, cov paj laum rau kev txiav txim, cov nuj nqis tshwm sim kom tau txais cov neeg thib peb rov qab los, thiab faib cov nqi kho qhov poob; 2) Cov nyiaj them rov qab, cov ntaub ntawv khaws tseg, thiab IBNR reserves kom txog thaum kawg qhov kev thov tau mus txog, thaum lub sijhawm ntawd tsis muaj IBNR ntxiv.

Puas poob piv suav nrog IBNR?

Insurers tseem tuaj yeem siv qhov kev poob qis los xam qhov tshwm sim tab sis tsis tau tshaj tawm (IBNR) khaws cia thiab tag nrho cov cia. Qhov xav tau poob piv yog qhov piv ntawm qhov kawg poob rau cov nyiaj tau txais txiaj ntsig … IBNR reserve yog xam raws li tag nrho cov peev nyiaj tsawg dua cov nyiaj ntsuab.

Koj pom qhov poob li cas?

Kev suav ntawm Kev Losses yog nyob ntawm qhov kev txheeb cais yog used - Xyoo Xyoo, Xyoo Kev Puas Tsuaj, lossis Xyoo Txoj CaiDaim Ntawv Qhia Xyoo Loss sib npaug sib npaug nyiaj poob thaum lub sijhawm, ntxiv rau Cov nyiaj poob qis tau sau tseg thaum kawg ntawm lub sijhawm, rho tawm qhov poob thaum pib ntawm lub sijhawm.

Puas Case Reserve suav nrog IBNR?

Cov ntaub ntawv khaws cia tau suav nrog qhov sib txawv ntawm qhov kev poob tshwm sim (tsis pom hauv daim duab 1) thiab cov nyiaj poob. Yog li IBNR suav nrog kev txhim kho ntawm cov lus thov paub zoo nrog rau kev muab rau kev thov uas tau tshwm sim tab sis tsis tau tshaj tawm txog hnub ntsuas.

Pom zoo: