Ib daim deed in deed of foreclosure is a deed instrument in which a mortgagor conveys all interests in a real property to the mortgagee to satisfy the loan that is in default and zam foreclosure process. Kev ua txhaum cai ntawm kev kaw cia muaj ntau qhov zoo rau ob tus qiv thiab tus qiv.
Yuav ua li cas thaum koj ua ib qho kev ua txhaum cai?
A deed in deed of foreclosure tuaj yeem tso koj tawm ntawm koj lub luag haujlwm qiv nyiaj thiab tso cai rau koj kom tsis txhob raug kaw ntawm koj daim ntawv tshabxo nuj nqi Thaum koj xa daim ntawv, tus qiv tso tawm nws dag ntawm qhov khoom. Qhov no tso cai rau tus qiv nyiaj rov qab qee qhov kev poob yam tsis tau yuam koj rau hauv kev kaw.
Dab tsi yog qhov teeb meem loj tshaj ntawm tus qiv ntawm kev ua txhaum ntawm kev raug kaw?
Tej zaum qhov tsis zoo tshaj plaws ntawm kev ua txhaum cai yog uas tus qiv yuav raug rau tag nrho lwm cov kev cuam tshuam thiab kev txaus siab hauv Cov Khoom. Yog li ntawd, yog tias muaj kev qiv nyiaj thib ob, piv txwv li, kev ua txhaum cai yuav tsis yog lub tswv yim siv tau.
Dab tsi yog qhov sib txawv ntawm kev kaw thiab kev ua txhaum?
A: Oversimplified, "deed in lieu" yog raws nraim li nws suab - nws yog ib tug deed in lieu (hloov) ntawm foreclosure. Koj muab lub npe rov qab rau tus qiv nyiaj. … Ib tug foreclosure txhais tau hais tias tus qiv nyiaj sim muag cov khoom ntawm kev auction (foreclosure) muag.
Qhov twg yog qhov zoo dua luv luv muag lossis kev ua lag luam los ntawm kev kaw?
Qhov zoo ntawm qhov muag luv yog zoo li a deed inlieu nyob rau hauv uas koj tuaj yeem txo qhov qhab nia qhab nia thiab tau txais qiv nyiaj tshiab sai dua. … Txawm li cas los xij, tej zaum cov tsev txhab nyiaj yuav txaus siab pom zoo rau kev muag luv luv dua li qhov lawv yog ib daim ntawv cog lus, tshwj xeeb tshaj yog tias muaj lwm qhov qiv qiv nyiaj.
