Robo-tus kws pab tswv yim ua qhov teeb meem nyuaj rau nyiaj laus thiab kev nqis peev, thiab lawv tsis poob luv thaum so haujlwm. Qhov tseeb, siv tus kws pab tswv yim robo hauv cov nyiaj laus tej zaum yuav muaj txiaj ntsig ntau dua ua ntej koj npaj yuav so haujlwm, tshwj xeeb tshaj yog nrog kev tswj hwm kev nqis peev yooj yim thiab rho tawm tsis siv neeg.
Dab tsi yog 2 cons rau kev siv tus kws pab tswv yim robo?
Cons: Dab tsi tsis yog Robo-Advisors?
- Lawv Tsis yog 100% Tus Kheej (Tam sim no) Koj muaj ntau tshaj li qhov peev txheej. …
- Lawv nyiam Bash Advisors 'Price Teem caij. Nws yog qhov tseeb tias feem ntau robo-tus kws pab tswv yim muaj cov nqi qis, tab sis tsis yog tag nrho. …
- Lawv dag ntxias Lawv tsuas yog Kev Pabcuam rau Cov Neeg Tshiab. …
- Tsis muaj kev sib ntsib ntsej muag.
Vim li cas robo-advisors phem?
Tus Nqi & Nqi Them
Ntau cov nyiaj qis qis qis dua 0.10%. Tus nqi robo-tus kws pab tswv yim yog nyob rau sab saum toj ntawm cov nyiaj hauv qab tus nqi ib yam nkaus, yog li nrog tus kws pab tswv yim robo koj yuav tau them 0.35% piv rau 0.10%. Ntau xyoo dhau los thiab ntawm cov ntaub ntawv ntawm ntau pua txhiab lossis ib lab nyiaj, cov nqi tau dhau los ua qhov tseem ceeb.
Kuv yuav nqis peev ntau npaum li cas nrog Robo advisor?
qhov yuav tsum tau nqis peev tsawg kawg nkaus. Qee tus kws pab tswv yim robo xav tau $ 5, 000 lossis ntau dua, tab sis feem ntau muaj tus lej nyiaj tsawg kawg ntawm $ 500 lossis tsawg dua.
Koj puas tuaj yeem khwv tau nyiaj nrog robo-advisors?
Txoj hauv kev tseem ceeb uas cov kws pab tswv yim robo feem ntau khwv tau nyiaj yog dhau ntawm tus nqi qhwv raws li cov khoom muaj nqis tswj hwm (AUM). Thaum cov kws pab tswv yim nyiaj txiag ib txwm muaj (tib neeg) feem ntau them 1% lossis ntau dua ib xyoos ntawm AUM, feem ntau robo-tus kws pab tswv yim them nqi ib ncig ntawm 0.25% ib xyoos.
